Terms of Service

1. Acceptance of Terms

By accessing and using luispuentes.com (the "Site"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.

2. Use of the Site

This Site is provided for informational purposes about Luis Puentes' professional services. You may not use the Site for any unlawful purpose or in any way that could damage, disable, or impair the Site or interfere with any other party's use of the Site.

3. Intellectual Property

All content on this Site — including text, graphics, logos, and articles — is the property of Luis Puentes and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.

4. No Professional-Client Relationship

Information provided on this Site is for general informational purposes only and does not constitute financial, legal, or professional advice. Viewing this Site or submitting a contact form does not create a professional-client relationship. Engagement of services requires a separate written agreement.

5. Downloadable Resources

Free resources such as the FP&A Playbook are provided for personal, non-commercial use. You may not redistribute, sell, or modify these materials without written permission.

6. Third-Party Links

This Site may contain links to third-party websites (e.g., LinkedIn). These links are provided for convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

7. Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Luis Puentes shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or the information contained herein.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site constitutes acceptance of the revised Terms.

11. Contact

For questions about these Terms, email contact@luispuentes.com.